How to Check Your Available Credit at ANSES

Did you know that you can request a personal loan with special conditions directly from ANSES?

Millions of Argentines have already taken advantage of the ANSES Credits to finance everything from home renovations to major purchases. But before applying for new credit, it's essential to know how much do you have available to request.

In this complete guide, you will learn step by step How to check your available credit at ANSES, what factors determine the amount you can hire and everything you should consider to make an informed and safe decision.

What are ANSES Credits?

You ANSES Credits are a line of personal loans offered by the Argentine State, with affordable interest rates It is flexible deadlines, aimed mainly at those who already benefit from some social program.

You can request credits:

• SIPA retirees and pensioners

• Beneficiaries of the Universal Pension for the Elderly (PUAM)

• Non-Contributory Pensioners (PNC)

• Beneficiaries of the Universal Child Allowance (AUH)

• Beneficiaries of Pregnancy Allowance (AUE)

• Beneficiaries of family allowances (SUAF)

Payment is made in monthly installments, discounted directly from the benefit.

👉 Find out more on the official website: https://www.anses.gob.ar

What does “available credit” mean at ANSES?

When we talk about credit available at ANSES, we are referring to the maximum value that you can request at this time, based on:

✅ The type of benefit you receive
✅ Your declared monthly income
✅ If you already have active loans with ANSES
✅ How many installments are left to pay on previous loans?
✅ The program's current policies at the time of consultation

That's why, check your credit before starting the order avoids frustrations and helps you better plan your budget.

Why should you check your credit before applying?

• ✅ Plan your expenses responsibly

• ✅ Avoid starting a process that may be rejected

• ✅ Compare terms and conditions before signing the contract

• ✅ Assess whether it is worth renewing a current loan or waiting

How do I check my available credit at ANSES?

1️⃣ Via the official website (Mi ANSES)

The fastest and most practical way:

🔹 Access: https://www.anses.gob.ar
🔹 Click on “Mi ANSES“
🔹 Log in with your CUIL It is Social Security password
🔹 From the menu, select “ANSES Credits“
🔹 Click on “Credit Simulator” or “Request Credit“

👉 The system will automatically show the maximum available value that you can request.

2️⃣ By phone

Another alternative is to call the ANSES center:

📞 130 (toll free)
Opening hours: Monday to Friday, 8am to 8pm

Have your number handy CUIL and personal data.

3️⃣ At an ANSES agency

If you prefer in-person service:

• Go to one ANSES Service Unit nearest.

• It is not necessary to schedule an appointment for a consultation (only for formal credit requests).

• Take your identity document (DNI).

Check service points: https://www.anses.gob.ar/oficinas-atencion-al-publico

What are the maximum credit amounts available?

Values are updated periodically. Current reference values are:

👉 Always consult the My ANSES to see the updated value according to your situation.

Can I apply for new credit if I already have one?

✅ Yes, it is possible to do the credit renewal, but:

• You must have already paid off relevant part of the previous credit.

• Your repayment capacity must allow for a new loan.

• If you are approved, the previous credit balance will be discounted of the new contracted value.

Therefore, it is essential check available credit before renewing.

What do I need to apply for an ANSES Credit?

📋 Basic requirements:

• Have more than 18 years old (less than 92 years old at the end of the contract, for retirees)

• Current identity document (DNI)

• Bank account CBU in your name

• Not have any outstanding debts or issues with ANSES

• Meet the specific requirements of your benefit

👉 Complete guide on ANSES Credits: https://www.anses.gob.ar/creditos

Final tips

✅ Update your personal data in Mi ANSES regularly
✅ Always check your available credit before applying.
✅ If you have any questions, please use the official channels: telephone 130, website or in-person service.

Conclusion

Checking your available credit with ANSES is an essential step to ensuring you make informed and secure financial decisions. The online platform, telephone, and in-person support make the process simple and accessible for everyone.

Before taking out a new loan, take the opportunity to:

👉 Plan your finances well
👉 Avoid unnecessary debt
👉 Take advantage of the best credit conditions offered by the government

If you are retired, a pensioner or a beneficiary of any social program, don't waste time: access now the Mi ANSES and check how much credit you can apply for today!