{"id":3003,"date":"2024-06-08T00:12:30","date_gmt":"2024-06-08T03:12:30","guid":{"rendered":"https:\/\/bluerabbitech.com\/?p=3003"},"modified":"2025-06-08T00:45:23","modified_gmt":"2025-06-08T03:45:23","slug":"3003-2","status":"publish","type":"post","link":"https:\/\/bluerabbitech.com\/en\/3003-2\/","title":{"rendered":"Mi Casa Ya Program Complete Guide"},"content":{"rendered":"<p data-start=\"312\" data-end=\"649\">Do you dream of owning your own home? Then <strong data-start=\"361\" data-end=\"375\">My House Now<\/strong> can be your great ally! This Colombian government program has already helped thousands of families to stop paying rent and find a decent home.<\/p>\n<p data-start=\"312\" data-end=\"649\">But after starting the application process, the big question arises: <strong data-start=\"586\" data-end=\"649\">How do I know if I have been approved for the Mi Casa Ya subsidy?<\/strong><\/p>\n<p data-start=\"651\" data-end=\"934\">If you also have this doubt, don&#039;t worry!<\/p>\n<p data-start=\"651\" data-end=\"934\">In this complete and optimized article, you will discover <strong data-start=\"754\" data-end=\"771\">step by step<\/strong> how to check your beneficiary status quickly and safely, as well as valuable tips to ensure you don&#039;t miss out on the opportunity to make this dream come true.<\/p>\n<h2 data-start=\"941\" data-end=\"980\">\u2705 <strong data-start=\"946\" data-end=\"980\">What is the Mi Casa Ya Program?<\/strong><\/h2>\n<p data-start=\"982\" data-end=\"1191\">O <strong data-start=\"984\" data-end=\"998\">My House Now<\/strong> is a social program managed by <strong data-start=\"1036\" data-end=\"1096\">Ministry of Housing, City and Territory of Colombia<\/strong>, with the aim of facilitating access to home ownership for families of <strong data-start=\"1167\" data-end=\"1190\">low and middle income<\/strong>.<\/p>\n<p data-start=\"1193\" data-end=\"1232\">It offers two main benefits:<\/p>\n<ul data-start=\"1234\" data-end=\"1511\">\n<li data-start=\"1234\" data-end=\"1369\">\n<p data-start=\"1236\" data-end=\"1369\">\ud83c\udfe0 <strong data-start=\"1239\" data-end=\"1264\">Entry allowance<\/strong> (20 to 30 current legal monthly minimum wages \u2013 SMLV), according to the classification in <strong data-start=\"1355\" data-end=\"1368\">Sisb\u00e9n IV<\/strong>.<\/p>\n<\/li>\n<li data-start=\"1370\" data-end=\"1511\">\n<p data-start=\"1372\" data-end=\"1511\">\ud83d\udcb0 <strong data-start=\"1375\" data-end=\"1405\">Interest rate coverage<\/strong> financing (reduction of 4 to 5 points), making housing credit installments more accessible.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1513\" data-end=\"1644\">The program is aimed at both <strong data-start=\"1549\" data-end=\"1587\">social housing (VIS)<\/strong> as for <strong data-start=\"1600\" data-end=\"1643\">priority interest housing (VIP)<\/strong>.<\/p>\n<h2 data-start=\"1651\" data-end=\"1698\">\ud83d\udcdd <strong data-start=\"1657\" data-end=\"1698\">Who Can Sign Up for Mi Casa Ya?<\/strong><\/h2>\n<p data-start=\"1700\" data-end=\"1807\">Before checking whether you have been approved, please check that you meet the following requirements: <strong data-start=\"1779\" data-end=\"1806\">mandatory requirements<\/strong>:<\/p>\n<ul data-start=\"1809\" data-end=\"2270\">\n<li data-start=\"1809\" data-end=\"1869\">\n<p data-start=\"1811\" data-end=\"1869\">\ud83d\udd0d Be registered on <strong data-start=\"1834\" data-end=\"1847\">Sisb\u00e9n IV<\/strong>, in groups A1 to D20.<\/p>\n<\/li>\n<li data-start=\"1870\" data-end=\"1923\">\n<p data-start=\"1872\" data-end=\"1923\">\ud83c\udfe1 Not having another property registered in Colombia.<\/p>\n<\/li>\n<li data-start=\"1924\" data-end=\"1998\">\n<p data-start=\"1926\" data-end=\"1998\">\u274c Not having previously received another government housing subsidy.<\/p>\n<\/li>\n<li data-start=\"1999\" data-end=\"2103\">\n<p data-start=\"2001\" data-end=\"2103\">\ud83d\udcdd Have a <strong data-start=\"2011\" data-end=\"2067\">approved mortgage or housing lease<\/strong> with a financial institution.<\/p>\n<\/li>\n<li data-start=\"2104\" data-end=\"2157\">\n<p data-start=\"2106\" data-end=\"2157\">\ud83d\udcd1 Have chosen one <strong data-start=\"2127\" data-end=\"2143\">new house<\/strong> (VIS or VIP).<\/p>\n<\/li>\n<li data-start=\"2158\" data-end=\"2270\">\n<p data-start=\"2160\" data-end=\"2270\">\u2705 Have made the request officially with the support of a <strong data-start=\"2228\" data-end=\"2269\">construction company or financial institution<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2272\" data-end=\"2431\"><strong data-start=\"2272\" data-end=\"2298\">Important note:<\/strong> Families with members <strong data-start=\"2320\" data-end=\"2341\">electro-dependent<\/strong> can also participate, even if they are not in the most vulnerable 40% group of Sisb\u00e9n.<\/p>\n<h2 data-start=\"2438\" data-end=\"2499\">\u2753 <strong data-start=\"2443\" data-end=\"2499\">Does Mi Casa Ya publish an official list of approved candidates?<\/strong><\/h2>\n<p data-start=\"2501\" data-end=\"2689\">This is a common question. <strong data-start=\"2528\" data-end=\"2592\">Mi Casa Ya program does not release public lists of approved candidates<\/strong> on its official website or in the media, for reasons of <strong data-start=\"2658\" data-end=\"2688\">protection of personal data<\/strong>.<\/p>\n<p data-start=\"2691\" data-end=\"2873\">However, each participant can individually check the <strong data-start=\"2754\" data-end=\"2783\">status of your request<\/strong> through official channels and with the support of financial institutions and construction companies.<\/p>\n<h2 data-start=\"2880\" data-end=\"2935\">\ud83d\udd0d <strong data-start=\"2886\" data-end=\"2935\">How can I check if I was approved for Mi Casa Ya?<\/strong><\/h2>\n<p data-start=\"2937\" data-end=\"3011\">Here are the <strong data-start=\"2951\" data-end=\"2981\">official and safe methods<\/strong> to check your approval:<\/p>\n<h3 data-start=\"3013\" data-end=\"3065\">1\ufe0f\u20e3 Consult your bank or financial institution<\/h3>\n<p data-start=\"3067\" data-end=\"3214\">Your <strong data-start=\"3071\" data-end=\"3103\">bank or financial institution<\/strong> is the main source of information about the approval. They have real-time access to the Ministry&#039;s platform.<\/p>\n<p data-start=\"3216\" data-end=\"3227\"><strong data-start=\"3216\" data-end=\"3227\">Steps:<\/strong><\/p>\n<ol data-start=\"3229\" data-end=\"3389\">\n<li data-start=\"3229\" data-end=\"3278\">\n<p data-start=\"3232\" data-end=\"3278\">Contact your credit counselor.<\/p>\n<\/li>\n<li data-start=\"3279\" data-end=\"3345\">\n<p data-start=\"3282\" data-end=\"3345\">Enter your ID number and registration details.<\/p>\n<\/li>\n<li data-start=\"3346\" data-end=\"3389\">\n<p data-start=\"3349\" data-end=\"3389\">Ask if the subsidy has already been awarded.<\/p>\n<\/li>\n<\/ol>\n<h3 data-start=\"3391\" data-end=\"3439\">2\ufe0f\u20e3 Consult the construction company or sales office<\/h3>\n<p data-start=\"3441\" data-end=\"3632\">If you are purchasing a property through a real estate project, the property itself <strong data-start=\"3525\" data-end=\"3540\">construction company<\/strong> You can check whether the subsidy has already been released, as many have agreements with the program.<\/p>\n<h3 data-start=\"3634\" data-end=\"3678\">3\ufe0f\u20e3 Call the Ministry of Housing<\/h3>\n<p data-start=\"3680\" data-end=\"3741\">You can get information directly from the official contact:<\/p>\n<p data-start=\"3743\" data-end=\"3877\">\ud83d\udcde National toll-free line: <strong data-start=\"3771\" data-end=\"3788\">018000 413664<\/strong><br data-start=\"3788\" data-end=\"3791\" \/>\ud83d\udcde Line in Bogot\u00e1: <strong data-start=\"3811\" data-end=\"3828\">(601) 3323434<\/strong><br data-start=\"3828\" data-end=\"3831\" \/>\u23f0 Service: Monday to Friday, from 8am to 5pm.<\/p>\n<h3 data-start=\"3879\" data-end=\"3910\">4\ufe0f\u20e3 Send an official email<\/h3>\n<p data-start=\"3912\" data-end=\"3965\">Another practical option is to send an email to the Ministry:<\/p>\n<p data-start=\"3967\" data-end=\"4010\">\ud83d\udce7 <strong data-start=\"3970\" data-end=\"4010\"><a class=\"cursor-pointer\" rel=\"noopener\" data-start=\"3972\" data-end=\"4008\">atencionciudadano@minvivienda.gov.co<\/a><\/strong><\/p>\n<p data-start=\"4012\" data-end=\"4044\">Include the following information:<\/p>\n<ul data-start=\"4046\" data-end=\"4156\">\n<li data-start=\"4046\" data-end=\"4062\">\n<p data-start=\"4048\" data-end=\"4062\">Full name.<\/p>\n<\/li>\n<li data-start=\"4063\" data-end=\"4098\">\n<p data-start=\"4065\" data-end=\"4098\">Identification number (card).<\/p>\n<\/li>\n<li data-start=\"4099\" data-end=\"4130\">\n<p data-start=\"4101\" data-end=\"4130\">Name of the housing project.<\/p>\n<\/li>\n<li data-start=\"4131\" data-end=\"4156\">\n<p data-start=\"4133\" data-end=\"4156\">Financial institution.<\/p>\n<\/li>\n<\/ul>\n<h3 data-start=\"4158\" data-end=\"4198\">5\ufe0f\u20e3 Consult the construction company&#039;s portal<\/h3>\n<p data-start=\"4200\" data-end=\"4341\">Some construction companies offer a <strong data-start=\"4233\" data-end=\"4250\">online portal<\/strong> to monitor the process. Check with your construction company if this is possible.<\/p>\n<h2 data-start=\"4348\" data-end=\"4390\">\ud83d\udccb <strong data-start=\"4354\" data-end=\"4390\">Main Request Statuses<\/strong><\/h2>\n<p data-start=\"4392\" data-end=\"4462\">When performing the query, you may find the following <strong data-start=\"4451\" data-end=\"4461\">status<\/strong>:<\/p>\n<ul data-start=\"4464\" data-end=\"4749\">\n<li data-start=\"4464\" data-end=\"4519\">\n<p data-start=\"4466\" data-end=\"4519\"><strong data-start=\"4466\" data-end=\"4482\">\u2705 Assigned:<\/strong> Congratulations! Your grant has been approved.<\/p>\n<\/li>\n<li data-start=\"4520\" data-end=\"4575\">\n<p data-start=\"4522\" data-end=\"4575\"><strong data-start=\"4522\" data-end=\"4542\">\ud83d\udd52 In progress:<\/strong> Application received and under analysis.<\/p>\n<\/li>\n<li data-start=\"4576\" data-end=\"4666\">\n<p data-start=\"4578\" data-end=\"4666\"><strong data-start=\"4578\" data-end=\"4607\">\ud83d\udcc4 Pending documentation:<\/strong> Some document is missing; please contact your consultant.<\/p>\n<\/li>\n<li data-start=\"4667\" data-end=\"4749\">\n<p data-start=\"4669\" data-end=\"4749\"><strong data-start=\"4669\" data-end=\"4689\">\u274c Not assigned:<\/strong> Not approved in the current round; you may try again.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"4756\" data-end=\"4799\">\ud83c\udfe1 <strong data-start=\"4762\" data-end=\"4799\">What to do if you have been approved?<\/strong><\/h2>\n<p data-start=\"4801\" data-end=\"4818\">After approval:<\/p>\n<ol data-start=\"4820\" data-end=\"5033\">\n<li data-start=\"4820\" data-end=\"4880\">\n<p data-start=\"4823\" data-end=\"4880\"><strong data-start=\"4823\" data-end=\"4844\">Sign the contract<\/strong> credit or housing leasing.<\/p>\n<\/li>\n<li data-start=\"4881\" data-end=\"4917\">\n<p data-start=\"4884\" data-end=\"4917\"><strong data-start=\"4884\" data-end=\"4906\">Sign the deed<\/strong> of the property.<\/p>\n<\/li>\n<li data-start=\"4918\" data-end=\"4988\">\n<p data-start=\"4921\" data-end=\"4988\">O <strong data-start=\"4923\" data-end=\"4962\">subsidy is released automatically<\/strong> at the time of signing.<\/p>\n<\/li>\n<li data-start=\"4989\" data-end=\"5033\">\n<p data-start=\"4992\" data-end=\"5033\">Please wait for the <strong data-start=\"5002\" data-end=\"5032\">official delivery of the house<\/strong>.<\/p>\n<\/li>\n<\/ol>\n<p data-start=\"5035\" data-end=\"5161\">Remember: <strong data-start=\"5046\" data-end=\"5096\">the subsidy amount is not delivered in cash<\/strong>, but it is used to directly deduct the installments or input.<\/p>\n<h2 data-start=\"5168\" data-end=\"5211\">\ud83d\udd52 <strong data-start=\"5174\" data-end=\"5211\">What if you haven&#039;t been approved yet?<\/strong><\/h2>\n<ul data-start=\"5213\" data-end=\"5506\">\n<li data-start=\"5213\" data-end=\"5255\">\n<p data-start=\"5215\" data-end=\"5255\">Update your information on <strong data-start=\"5244\" data-end=\"5254\">Sisb\u00e9n<\/strong>.<\/p>\n<\/li>\n<li data-start=\"5256\" data-end=\"5324\">\n<p data-start=\"5258\" data-end=\"5324\">Check if the chosen property meets the VIS\/VIP conditions.<\/p>\n<\/li>\n<li data-start=\"5325\" data-end=\"5386\">\n<p data-start=\"5327\" data-end=\"5386\">Make sure the credit is <strong data-start=\"5363\" data-end=\"5385\">approved and in force<\/strong>.<\/p>\n<\/li>\n<li data-start=\"5387\" data-end=\"5506\">\n<p data-start=\"5389\" data-end=\"5506\">Follow the calendar of <strong data-start=\"5415\" data-end=\"5458\">new rounds of subsidy release<\/strong>, as the program makes concessions in stages.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"5513\" data-end=\"5562\">\ud83d\udca1 <strong data-start=\"5519\" data-end=\"5562\">Extra Tips to Increase Your Chances<\/strong><\/h2>\n<p data-start=\"5564\" data-end=\"5810\">\u2705 Keep your registration on <strong data-start=\"5591\" data-end=\"5612\">Sisb\u00e9n updated<\/strong>.<br data-start=\"5613\" data-end=\"5616\" \/>\u2705 Have a <strong data-start=\"5627\" data-end=\"5655\">good credit history<\/strong>.<br data-start=\"5656\" data-end=\"5659\" \/>\u2705 Choose one <strong data-start=\"5673\" data-end=\"5738\">reliable construction company with a good relationship with the program<\/strong>.<br data-start=\"5739\" data-end=\"5742\" \/>\u2705 Check if all the <strong data-start=\"5766\" data-end=\"5809\">documents are correct and up to date<\/strong>.<\/p>\n<h2 data-start=\"5817\" data-end=\"5836\">\ud83d\ude80 <strong data-start=\"5823\" data-end=\"5836\">Conclusion<\/strong><\/h2>\n<p data-start=\"5838\" data-end=\"6096\">O <strong data-start=\"5840\" data-end=\"5854\">My House Now<\/strong> continues to be one of the most impactful initiatives to make the dream of owning a home come true in Colombia. Although the process requires attention and patience, with good support it is possible <strong data-start=\"6043\" data-end=\"6069\">monitor your status<\/strong> in a practical and safe way.<\/p>\n<p data-start=\"6098\" data-end=\"6330\">\ud83d\udc49 If you have already started the process, keep in constant contact with your bank and your construction company.<br data-start=\"6191\" data-end=\"6194\" \/>\ud83d\udc49 If you haven&#039;t signed up yet, <strong data-start=\"6229\" data-end=\"6265\">don&#039;t miss new opportunities<\/strong> registration and take advantage of this incentive to buy your home.<\/p>\n<p data-start=\"6332\" data-end=\"6450\">A <strong data-start=\"6334\" data-end=\"6386\">owning a home is closer than you think<\/strong> - and the <strong data-start=\"6393\" data-end=\"6407\">My House Now<\/strong> could be your passport to that dream!<\/p>\n<ul data-start=\"6480\" data-end=\"6700\">\n<li data-start=\"6626\" data-end=\"6700\">\n<h2 data-start=\"6457\" data-end=\"6478\">\ud83d\udccc <strong data-start=\"6463\" data-end=\"6478\">Useful links<\/strong><\/h2>\n<ul data-start=\"6480\" data-end=\"6700\">\n<li data-start=\"6480\" data-end=\"6556\">\n<p data-start=\"6482\" data-end=\"6556\"><a class=\"\" href=\"https:\/\/www.minvivienda.gov.co\/\" target=\"_new\" rel=\"noopener\" data-start=\"6482\" data-end=\"6556\">Official website of the Ministry of Housing<\/a><\/p>\n<\/li>\n<li data-start=\"6557\" data-end=\"6625\">\n<p data-start=\"6559\" data-end=\"6625\"><a class=\"\" href=\"https:\/\/www.sisben.gov.co\/\" target=\"_new\" rel=\"noopener\" data-start=\"6559\" data-end=\"6625\">Sisb\u00e9n IV \u2013 Queries and Updates<\/a><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Do you dream of owning your own home? Then Mi Casa Ya could be your great ally! This Colombian government program has already helped\u2026<\/p>","protected":false},"author":1,"featured_media":3008,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1424,1426,1427,106,1425,1421,1429,1422,1428,1423],"class_list":["post-3003","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes","tag-casapropria","tag-colombia","tag-comprarcasa","tag-financiamentoimobiliario","tag-habitacaosocial","tag-micasaya","tag-minvivienda","tag-programamicasaya","tag-sisbeniv","tag-subsidiohabitacional"],"_links":{"self":[{"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/posts\/3003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/comments?post=3003"}],"version-history":[{"count":6,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/posts\/3003\/revisions"}],"predecessor-version":[{"id":3010,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/posts\/3003\/revisions\/3010"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/media\/3008"}],"wp:attachment":[{"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/media?parent=3003"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/categories?post=3003"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bluerabbitech.com\/en\/wp-json\/wp\/v2\/tags?post=3003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}