{"id":3037,"date":"2024-06-13T11:16:27","date_gmt":"2024-06-13T14:16:27","guid":{"rendered":"https:\/\/bluerabbitech.com\/?p=3037"},"modified":"2025-06-13T11:25:31","modified_gmt":"2025-06-13T14:25:31","slug":"3037-2","status":"publish","type":"post","link":"https:\/\/bluerabbitech.com\/hr\/3037-2\/","title":{"rendered":"Kako provjeriti raspolo\u017eivi kredit na ANSES-u"},"content":{"rendered":"<p data-start=\"290\" data-end=\"620\">Jeste li znali da mo\u017eete zatra\u017eiti <strong data-start=\"323\" data-end=\"392\">Osobni zajam s posebnim uvjetima izravno od ANSES-a.<\/strong>?<\/p>\n<p data-start=\"290\" data-end=\"620\">Milijuni Argentinaca ve\u0107 su iskoristili tu prednost <strong data-start=\"435\" data-end=\"453\">ANSES krediti<\/strong> za financiranje svega, od renovacije doma do ve\u0107ih kupnji. Ali prije nego \u0161to podnesete zahtjev za novi kredit, bitno je znati... <strong data-start=\"574\" data-end=\"619\">Koliko imate na raspolaganju za zahtjev?<\/strong>.<\/p>\n<p data-start=\"622\" data-end=\"856\">U ovom cjelovitom vodi\u010du, u\u010dit \u0107ete korak po korak. <strong data-start=\"675\" data-end=\"725\">Kako provjeriti raspolo\u017eivi kredit na ANSES-u<\/strong>, Koji \u010dimbenici odre\u0111uju iznos koji si mo\u017eete priu\u0161titi platiti i \u0161to sve trebate uzeti u obzir kako biste donijeli informiranu i sigurnu odluku.<\/p>\n<h2 data-start=\"858\" data-end=\"893\"><strong data-start=\"861\" data-end=\"893\">\u0160to su ANSES bodovi?<\/strong><\/h2>\n<p data-start=\"895\" data-end=\"1122\">Vas <strong data-start=\"898\" data-end=\"916\">ANSES krediti<\/strong> Rije\u010d je o liniji osobnih zajmova koje nudi argentinska dr\u017eava, s <strong data-start=\"992\" data-end=\"1021\">pristupa\u010dne kamatne stope<\/strong> i <strong data-start=\"1024\" data-end=\"1044\">fleksibilni rokovi<\/strong>, namijenjen prvenstveno onima koji su ve\u0107 korisnici nekog socijalnog programa.<\/p>\n<p data-start=\"1124\" data-end=\"1152\">Za kredite se mogu prijaviti:<\/p>\n<ul data-start=\"1154\" data-end=\"1444\">\n<li data-start=\"1154\" data-end=\"1191\">\n<p data-start=\"1156\" data-end=\"1191\"><strong data-start=\"1156\" data-end=\"1191\">Umirovljenici i mirovinci SIPA-e<\/strong><\/p>\n<\/li>\n<li data-start=\"1192\" data-end=\"1250\">\n<p data-start=\"1194\" data-end=\"1250\"><strong data-start=\"1194\" data-end=\"1250\">Korisnici Univerzalne mirovine za starije osobe (PUAM)<\/strong><\/p>\n<\/li>\n<li data-start=\"1251\" data-end=\"1293\">\n<p data-start=\"1253\" data-end=\"1293\"><strong data-start=\"1253\" data-end=\"1293\">Umirovljenici koji ne pla\u0107aju doprinose (NCP)<\/strong><\/p>\n<\/li>\n<li data-start=\"1294\" data-end=\"1348\">\n<p data-start=\"1296\" data-end=\"1348\"><strong data-start=\"1296\" data-end=\"1348\">Korisnici Univerzalnog dje\u010djeg doplatka (AUH)<\/strong><\/p>\n<\/li>\n<li data-start=\"1349\" data-end=\"1396\">\n<p data-start=\"1351\" data-end=\"1396\"><strong data-start=\"1351\" data-end=\"1396\">Korisnici naknade za trudno\u0107u (AUE)<\/strong><\/p>\n<\/li>\n<li data-start=\"1397\" data-end=\"1444\">\n<p data-start=\"1399\" data-end=\"1444\"><strong data-start=\"1399\" data-end=\"1444\">Korisnici obiteljskog doplatka (SUAF)<\/strong><\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1446\" data-end=\"1528\">Pla\u0107anje se vr\u0161i u <strong data-start=\"1469\" data-end=\"1489\">mjese\u010dne rate<\/strong>, odbijeno izravno od naknade.<\/p>\n<p data-start=\"1530\" data-end=\"1613\">\ud83d\udc49 Vi\u0161e informacija potra\u017eite na slu\u017ebenoj web stranici: <a class=\"\" href=\"https:\/\/www.anses.gob.ar\" target=\"_new\" rel=\"noopener\" data-start=\"1561\" data-end=\"1613\">https:\/\/www.anses.gob.ar<\/a><\/p>\n<h2 data-start=\"1615\" data-end=\"1668\"><strong data-start=\"1618\" data-end=\"1668\">\u0160to zna\u010di &quot;dostupni kredit&quot; u ANSES-u?<\/strong><\/h2>\n<p data-start=\"1670\" data-end=\"1814\">Kada govorimo o <strong data-start=\"1688\" data-end=\"1719\">Kredit dostupan kod ANSES-a<\/strong>, Mislimo na <strong data-start=\"1746\" data-end=\"1762\">maksimalna vrijednost<\/strong> koje mo\u017eete zatra\u017eiti u ovom trenutku, na temelju:<\/p>\n<p data-start=\"1816\" data-end=\"2054\">\u2705 Vrsta pogodnosti koju primate<br data-start=\"1853\" data-end=\"1856\" \/>\u2705 Va\u0161 prijavljeni mjese\u010dni prihod<br data-start=\"1884\" data-end=\"1887\" \/>\u2705 Ako ve\u0107 imate aktivne kredite kod ANSES-a<br data-start=\"1934\" data-end=\"1937\" \/>\u2705 Koliko je rata preostalo za platiti od prethodnih kredita?<br data-start=\"1991\" data-end=\"1994\" \/>\u2705 Trenutne politike programa u trenutku upita.<\/p>\n<p data-start=\"2056\" data-end=\"2176\">Zato je, <strong data-start=\"2066\" data-end=\"2117\">Prije po\u010detka prijave provjerite svoju kreditnu sposobnost.<\/strong> To sprje\u010dava frustracije i poma\u017ee vam da bolje isplanirate prora\u010dun.<\/p>\n<h2 data-start=\"2178\" data-end=\"2244\"><strong data-start=\"2181\" data-end=\"2244\">Za\u0161to biste trebali provjeriti svoju kreditnu sposobnost prije prijave?<\/strong><\/h2>\n<ul data-start=\"2246\" data-end=\"2482\">\n<li data-start=\"2246\" data-end=\"2293\">\n<p data-start=\"2248\" data-end=\"2293\">\u2705 Odgovorno planirajte svoje tro\u0161kove.<\/p>\n<\/li>\n<li data-start=\"2294\" data-end=\"2350\">\n<p data-start=\"2296\" data-end=\"2350\">\u2705 Izbjegavajte pokretanje postupka koji bi mogao biti odbijen.<\/p>\n<\/li>\n<li data-start=\"2351\" data-end=\"2412\">\n<p data-start=\"2353\" data-end=\"2412\">\u2705 Usporedite rokove i uvjete prije potpisivanja ugovora.<\/p>\n<\/li>\n<li data-start=\"2413\" data-end=\"2482\">\n<p data-start=\"2415\" data-end=\"2482\">\u2705 Procijenite isplati li se obnoviti trenutni kredit ili pri\u010dekati.<\/p>\n<\/li>\n<\/ul>\n<h2 data-start=\"2484\" data-end=\"2538\"><strong data-start=\"2487\" data-end=\"2538\">Kako mogu provjeriti raspolo\u017eivo stanje kredita kod ANSES-a?<\/strong><\/h2>\n<h3 data-start=\"2540\" data-end=\"2580\"><strong data-start=\"2544\" data-end=\"2580\">1\ufe0f\u20e3 Putem slu\u017ebene web stranice (Mi ANSES)<\/strong><\/h3>\n<p data-start=\"2582\" data-end=\"2612\">Najbr\u017ei i najprakti\u010dniji na\u010din:<\/p>\n<p data-start=\"2614\" data-end=\"2888\">\ud83d\udd39 Pristup: <a class=\"\" href=\"https:\/\/www.anses.gob.ar\" target=\"_new\" rel=\"noopener\" data-start=\"2625\" data-end=\"2677\">https:\/\/www.anses.gob.ar<\/a><br data-start=\"2677\" data-end=\"2680\" \/>\ud83d\udd39 Kliknite na \u201c<strong data-start=\"2694\" data-end=\"2706\">Moj ANSES<\/strong>\u201c&quot;\u201c<br data-start=\"2707\" data-end=\"2710\" \/>\ud83d\udd39 Prijavite se sa svojim <strong data-start=\"2732\" data-end=\"2740\">CUIL<\/strong> i <strong data-start=\"2743\" data-end=\"2772\">Lozinka socijalnog osiguranja<\/strong><br data-start=\"2772\" data-end=\"2775\" \/>\ud83d\udd39 U izborniku odaberite \u201c<strong data-start=\"2798\" data-end=\"2816\">ANSES krediti<\/strong>\u201c&quot;\u201c<br data-start=\"2817\" data-end=\"2820\" \/>\ud83d\udd39 Kliknite na \u201c<strong data-start=\"2834\" data-end=\"2858\">Simulator kredita<\/strong>\u201d&quot; ili &quot;\u201c<strong data-start=\"2864\" data-end=\"2885\">Prijavite se za kredit<\/strong>\u201c&quot;\u201c<\/p>\n<p data-start=\"2890\" data-end=\"2982\">\ud83d\udc49 Sustav \u0107e automatski prikazati <strong data-start=\"2930\" data-end=\"2957\">maksimalna dostupna vrijednost<\/strong> koje mo\u017eete zatra\u017eiti.<\/p>\n<h3 data-start=\"2984\" data-end=\"3008\"><strong data-start=\"2988\" data-end=\"3008\">2\ufe0f\u20e3 Telefonom<\/strong><\/h3>\n<p data-start=\"3010\" data-end=\"3060\">Druga mogu\u0107nost je nazvati ANSES-ov pozivni centar:<\/p>\n<p data-start=\"3062\" data-end=\"3135\">\ud83d\udcde <strong data-start=\"3065\" data-end=\"3091\">130 (besplatan poziv)<\/strong><br data-start=\"3091\" data-end=\"3094\" \/>Radno vrijeme: od ponedjeljka do petka, od 8 do 20 sati<\/p>\n<p data-start=\"3137\" data-end=\"3188\">Pripremi svoj broj. <strong data-start=\"3162\" data-end=\"3170\">CUIL<\/strong> i osobne podatke.<\/p>\n<h3 data-start=\"3190\" data-end=\"3225\"><strong data-start=\"3194\" data-end=\"3225\">3\ufe0f\u20e3 U ANSES agenciji<\/strong><\/h3>\n<p data-start=\"3227\" data-end=\"3266\">Ako preferirate osobnu uslugu:<\/p>\n<ul data-start=\"3268\" data-end=\"3471\">\n<li data-start=\"3268\" data-end=\"3330\">\n<p data-start=\"3270\" data-end=\"3330\">Idi na <strong data-start=\"3281\" data-end=\"3316\">ANSES servisna jedinica<\/strong> najbli\u017ei.<\/p>\n<\/li>\n<li data-start=\"3331\" data-end=\"3425\">\n<p data-start=\"3333\" data-end=\"3425\">Za konzultacije nije potrebna narud\u017eba termina (osim za formalne zahtjeve za kredit).<\/p>\n<\/li>\n<li data-start=\"3426\" data-end=\"3471\">\n<p data-start=\"3428\" data-end=\"3471\">Uzmi svoje <strong data-start=\"3437\" data-end=\"3470\">identifikacijski dokument (DNI)<\/strong>.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"3473\" data-end=\"3615\">Pogledajte servisne to\u010dke: <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"3505\" data-end=\"3615\">https:\/\/www.anses.gob.ar\/oficinas-atencion-al-publico<\/a><\/p>\n<h2 data-start=\"3617\" data-end=\"3676\"><strong data-start=\"3620\" data-end=\"3676\">Koji su maksimalni dostupni iznosi kredita?<\/strong><\/h2>\n<p data-start=\"3678\" data-end=\"3757\">Vrijednosti se periodi\u010dno a\u017euriraju. Trenutne referentne vrijednosti su:<\/p>\n<div class=\"_tableContainer_16hzy_1\">\n<div class=\"_tableWrapper_16hzy_14 group flex w-fit flex-col-reverse\" tabindex=\"-1\">\n<table class=\"w-fit min-w-(--thread-content-width)\" data-start=\"3759\" data-end=\"4084\">\n<thead data-start=\"3759\" data-end=\"3816\">\n<tr data-start=\"3759\" data-end=\"3816\">\n<th data-start=\"3759\" data-end=\"3774\" data-col-size=\"sm\">Primatelj<\/th>\n<th data-start=\"3774\" data-end=\"3800\" data-col-size=\"sm\">Maksimalna dostupna vrijednost<\/th>\n<th data-start=\"3800\" data-end=\"3816\" data-col-size=\"sm\">Rata<\/th>\n<\/tr>\n<\/thead>\n<tbody data-start=\"3874\" data-end=\"4084\">\n<tr data-start=\"3874\" data-end=\"3952\">\n<td data-start=\"3874\" data-end=\"3908\" data-col-size=\"sm\">Umirovljenici i mirovinci SIPA-e<\/td>\n<td data-start=\"3908\" data-end=\"3927\" data-col-size=\"sm\">do <strong data-start=\"3914\" data-end=\"3926\">$400.000<\/strong><\/td>\n<td data-start=\"3927\" data-end=\"3952\" data-col-size=\"sm\">24, 36 ili 48 rata<\/td>\n<\/tr>\n<tr data-start=\"3953\" data-end=\"4013\">\n<td data-start=\"3953\" data-end=\"3965\" data-col-size=\"sm\">AUH i AUE<\/td>\n<td data-start=\"3965\" data-end=\"3995\" data-col-size=\"sm\">do <strong data-start=\"3971\" data-end=\"3982\">$85.000<\/strong> od strane djeteta<\/td>\n<td data-start=\"3995\" data-end=\"4013\" data-col-size=\"sm\">varijabilni pojam<\/td>\n<\/tr>\n<tr data-start=\"4014\" data-end=\"4084\">\n<td data-start=\"4014\" data-end=\"4049\" data-col-size=\"sm\">SUAF (registrirani radnici)<\/td>\n<td data-start=\"4049\" data-end=\"4066\" data-col-size=\"sm\">vrijednost varijable<\/td>\n<td data-start=\"4066\" data-end=\"4084\" data-col-size=\"sm\">varijabilni pojam<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"sticky end-(--thread-content-margin) h-0 self-end select-none\">\n<div class=\"absolute end-0 flex items-end\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<p data-start=\"4086\" data-end=\"4172\">\ud83d\udc49 Uvijek provjerite s <strong data-start=\"4108\" data-end=\"4121\">Moj ANSES<\/strong> kako biste vidjeli a\u017euriranu vrijednost prema va\u0161oj situaciji.<\/p>\n<h2 data-start=\"4174\" data-end=\"4228\"><strong data-start=\"4177\" data-end=\"4228\">Mogu li podnijeti zahtjev za novi kredit ako ve\u0107 imam jedan?<\/strong><\/h2>\n<p data-start=\"4230\" data-end=\"4286\">\u2705 Da, mogu\u0107e je to u\u010diniti <strong data-start=\"4256\" data-end=\"4280\">obnova kredita<\/strong>, ali:<\/p>\n<ul data-start=\"4288\" data-end=\"4523\">\n<li data-start=\"4288\" data-end=\"4358\">\n<p data-start=\"4290\" data-end=\"4358\">Ve\u0107 si to trebao\/la platiti. <strong data-start=\"4318\" data-end=\"4337\">relevantni dio<\/strong> iz prethodnog kredita.<\/p>\n<\/li>\n<li data-start=\"4359\" data-end=\"4425\">\n<p data-start=\"4361\" data-end=\"4425\">Va\u0161a sposobnost otplate mora omogu\u0107iti novi kredit.<\/p>\n<\/li>\n<li data-start=\"4426\" data-end=\"4523\">\n<p data-start=\"4428\" data-end=\"4523\">Ako budete odobreni, <strong data-start=\"4452\" data-end=\"4497\">Iznos prethodnog kredita bit \u0107e odbijen.<\/strong> nove ugovorene vrijednosti.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4525\" data-end=\"4599\">Stoga je to neophodno. <strong data-start=\"4547\" data-end=\"4581\">Provjerite raspolo\u017eivi kredit.<\/strong> prije obnove.<\/p>\n<h2 data-start=\"4601\" data-end=\"4654\"><strong data-start=\"4604\" data-end=\"4654\">\u0160to mi je potrebno za podno\u0161enje zahtjeva za ANSES kredit?<\/strong><\/h2>\n<p data-start=\"4656\" data-end=\"4678\">\ud83d\udccb Osnovni zahtjevi:<\/p>\n<ul data-start=\"4680\" data-end=\"4955\">\n<li data-start=\"4680\" data-end=\"4767\">\n<p data-start=\"4682\" data-end=\"4767\">Imati vi\u0161e od <strong data-start=\"4694\" data-end=\"4705\">18 godina<\/strong> (manje od <strong data-start=\"4716\" data-end=\"4727\">92 godine<\/strong> na kraju ugovora, za umirovljenike)<\/p>\n<\/li>\n<li data-start=\"4768\" data-end=\"4811\">\n<p data-start=\"4770\" data-end=\"4811\">Va\u017ee\u0107i identifikacijski dokument (<strong data-start=\"4803\" data-end=\"4810\">DNI<\/strong>)<\/p>\n<\/li>\n<li data-start=\"4812\" data-end=\"4848\">\n<p data-start=\"4814\" data-end=\"4848\">Bankovni ra\u010dun <strong data-start=\"4829\" data-end=\"4836\">CBU<\/strong> u tvoje ime<\/p>\n<\/li>\n<li data-start=\"4849\" data-end=\"4902\">\n<p data-start=\"4851\" data-end=\"4902\">Nemati nikakvih nepodmirenih dugova ili obveza prema ANSES-u.<\/p>\n<\/li>\n<li data-start=\"4903\" data-end=\"4955\">\n<p data-start=\"4905\" data-end=\"4955\">Ispunite specifi\u010dne zahtjeve za svoju korist.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"4957\" data-end=\"5066\">\ud83d\udc49 Potpuni vodi\u010d za ANSES kredite: <a class=\"cursor-pointer\" target=\"_new\" rel=\"noopener\" data-start=\"4996\" data-end=\"5066\">https:\/\/www.anses.gob.ar\/creditos<\/a><\/p>\n<h2 data-start=\"5068\" data-end=\"5087\"><strong data-start=\"5071\" data-end=\"5087\">Zavr\u0161ni savjeti<\/strong><\/h2>\n<p data-start=\"5089\" data-end=\"5308\">\u2705 <strong data-start=\"5091\" data-end=\"5123\">A\u017eurirajte svoje osobne podatke.<\/strong> ne Mi ANSES redovito<br data-start=\"5148\" data-end=\"5151\" \/>\u2705 <strong data-start=\"5153\" data-end=\"5215\">Uvijek provjerite raspolo\u017eivi kredit prije prijave.<\/strong><br data-start=\"5215\" data-end=\"5218\" \/>\u2705 Ako imate bilo kakvih pitanja, koristite slu\u017ebene kanale: telefon 130, web stranicu ili osobnu uslugu.<\/p>\n<h2 data-start=\"5310\" data-end=\"5326\"><strong data-start=\"5313\" data-end=\"5326\">Zaklju\u010dak<\/strong><\/h2>\n<p data-start=\"5328\" data-end=\"5570\">Provjera va\u0161e dostupne kreditne sposobnosti s ANSES-om klju\u010dan je korak kako biste osigurali dono\u0161enje informiranih i sigurnih financijskih odluka. Online platforma, telefonska i osobna podr\u0161ka \u010dine proces jednostavnim i dostupnim svima.<\/p>\n<p data-start=\"5572\" data-end=\"5626\">Prije nego \u0161to uzmete novi kredit, iskoristite priliku da:<\/p>\n<p data-start=\"5628\" data-end=\"5782\">\ud83d\udc49 <strong data-start=\"5631\" data-end=\"5661\">Dobro isplanirajte svoje financije.<\/strong><br data-start=\"5661\" data-end=\"5664\" \/>\ud83d\udc49 <strong data-start=\"5667\" data-end=\"5705\">Izbjegavajte nepotrebne dugove.<\/strong><br data-start=\"5705\" data-end=\"5708\" \/>\ud83d\udc49 <strong data-start=\"5711\" data-end=\"5782\">Iskoristite najbolje kreditne uvjete koje nudi vlada.<\/strong><\/p>\n<p data-start=\"5784\" data-end=\"5967\">Ako ste u mirovini, umirovljenik ili korisnik bilo kojeg socijalnog programa, <strong data-start=\"5860\" data-end=\"5879\">Ne gubi vrijeme.<\/strong>Pristupite mu odmah! <strong data-start=\"5902\" data-end=\"5914\">Moj ANSES<\/strong> I provjerite za koliko kredita mo\u017eete aplicirati ve\u0107 danas!<\/p>","protected":false},"excerpt":{"rendered":"<p>Voc\u00ea sabia que pode solicitar um empr\u00e9stimo pessoal com condi\u00e7\u00f5es especiais diretamente pela ANSES? Milh\u00f5es de argentinos j\u00e1 aproveitaram os Cr\u00e9ditos ANSES para financiar desde&#8230;<\/p>","protected":false},"author":1,"featured_media":3041,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[1462,1461,1457,1418,1460,1396,1458,1463,1459],"class_list":["post-3037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes","tag-aposentadosargentina","tag-comoconsultarcreditoanses","tag-creditosanses","tag-dicasfinanceiras","tag-emprestimosargentina","tag-financaspessoais","tag-mianses","tag-pensionistasargentina","tag-prestamosanses"],"_links":{"self":[{"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/posts\/3037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/comments?post=3037"}],"version-history":[{"count":3,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/posts\/3037\/revisions"}],"predecessor-version":[{"id":3040,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/posts\/3037\/revisions\/3040"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/media\/3041"}],"wp:attachment":[{"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/media?parent=3037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/categories?post=3037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bluerabbitech.com\/hr\/wp-json\/wp\/v2\/tags?post=3037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}